At ICUBA, we are committed to delivering tailored healthcare solutions for employer schools. Our Preferred PPO Plan empowers schools to provide Health Reimbursement Accounts (HRA) to employees, ensuring that the benefits budget extends beyond premiums alone. This flexibility allows member schools to customize benefits to align with their institutional objectives, guaranteeing that healthcare offerings meet the unique needs and priorities of each institution.

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With ICUBA, members benefit from a comprehensive range of services designed to prioritize their well-being and streamline healthcare expenses. We eliminate deductibles for ambulatory care and prescription drugs, offering convenient 90-day retail pharmacy and mail-order programs to save members both time and money. Moreover, our commitment to preventive care means that we cover 100% of Preventive Services, ensuring proactive health management without financial barriers. Additionally, visits to Total Care providers, including PCPs, internists, and pediatricians, as well as visits to Embold preferred providers, are always free for our members, reinforcing our dedication to accessible and comprehensive healthcare.

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• Tailored Benefits: Customize your benefits package to align with your employer's objectives, ensuring flexibility and satisfaction for all.

• Accessible Healthcare: Enjoy low-cost physician and therapy visits, along with easy access to pharmacy benefits, promoting affordable and convenient care.

• Complete Coverage: From optical and dental to life and disability benefits, we've got you covered in every aspect of your well-being.

• Promoting Wellness: Join our supportive wellness culture, featuring FREE health fairs/Biometric Screenings and incentives for healthy lifestyle choices.

• Preventive Care Made Simple: All In-Network preventive services are free, making it easier than ever to prioritize your health.

• Streamlined Procedures: Elective procedures are hassle-free with Surgery Plus, providing convenience and peace of mind

• Support Beyond the Office: Our Employee Assistance Program (EAP) is FREE to all employees and household members, offering confidential support and guidance.

• Empowering Knowledge: Stay informed with ongoing member education and communication, empowering you to make informed healthcare decisions.